Credit ready? Capital opens up.
Once your profile is approval-ready, the right capital moves your life or business forward. We match clients nationwide to the product that actually fits — from home equity to business funding — not forced into one box.
Funding products we place
Personal and business — six real products, matched to your profile when you need capital, not just a score.
HELOC
Home equity line of credit for homeowners with equity. Lowest-rate options.
Hard Money
Fast bridge financing for real-estate investors. Asset-based, not credit-based.
Private Money
Relationship-based lending for off-market deals. Faster and more flexible than institutional.
Cash Out Refi
Pull equity out of an existing property via refinance.
Short Term Working Capital
Emergency capital for payroll or a cash-flow gap. The fastest product.
Line of Credit
Revolving access to capital for businesses with ongoing needs.
Term Loan
Fixed repayment schedule for equipment, expansion, or acquisition.
Credit Card Stacking
0% intro APR cards stacked across issuers. No income verification. Requires 680+ and a clean profile.
Revenue-Based / MCA
Repayment tied to monthly revenue, not credit. Requires $10K+/mo revenue.
SBA Loan
For established businesses (3+ yrs, $1M+ gross, CPA P&L). Longest timeline, best rates.
The right product, matched to your profile
We read your full picture — credit, equity, income, time in business — and line up the capital that genuinely fits, with terms you can live with. No square peg, no round hole.
- Personal and business products under one roof
- Home equity, lines of credit, term loans, and revenue-based funding
- 0% intro credit-card stacking for fast, unsecured capital
- Matched to your numbers — better terms, higher limits, lower cost
Matched product
ExampleHELOC · approval-ready
A cleaner profile lowers the cost of capital
Many clients come to Capova for credit repair and stay for funding. A cleaner credit profile doesn't just unlock approval — it unlocks better terms, higher limits, and a lower cost of capital.
Approval
Get to yes — not declined
Better terms
Lower rates, less cost over time
Higher limits
More capital when you need it
Find the funding that fits
Free consultation — we'll match you to the right product. In English or Spanish.