Questions about credit repair, answered straight.

It depends on where you're starting. Our 30-Day Sweep is a true 30-day program for clients who need fast results before a mortgage or loan decision, while Standard Credit Repair runs 3–5 months for a full clean-up across all three bureaus. We'll set realistic expectations on your first call.

Standard Credit Repair is $1,500 (3–5 months) and the 30-Day Sweep is $2,500. We always present paid-in-full first, then payment-plan options based on your situation. There are no hidden fees — you'll know the full cost before you enroll.

Credit repair works to remove inaccurate, outdated, or unverifiable items from your reports. Funding helps you access capital — HELOCs, business lines, term loans, and 0% credit-card stacking. Many clients repair first, then qualify for better funding.

That's our specialty. Capova works hand-in-hand with mortgage brokers and real-estate agents nationwide — many clients come to us specifically to move from declined to approved.

Yes. You have the legal right under the Fair Credit Reporting Act to dispute inaccurate information on your credit reports. Capova uses attorney-backed dispute methods and follows the Credit Repair Organizations Act, including your 3-business-day right to cancel.

No legitimate credit repair company can guarantee specific results — and the law prohibits it. What we offer is a proven process, attorney-backed methods, and ongoing coaching. Results vary by individual.