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A confident small-business owner reviewing their financing options
Nationwide · English & Spanish

Repair the credit. Unlock the capital.

Two services built to run together. First we challenge the inaccurate collections, charge-offs, and errors dragging your score down — then we line up the funding your repaired profile finally qualifies for.

Attorney-backed All 3 bureaus CROA-compliant
What we do

Two services. One path to approved.

Most clients arrive declined for one reason and stay stuck for another. We fix the credit first, then open the funding it earns — handled end to end, nationwide.

Step one

Credit repair

Attorney-backed dispute programs — from an aggressive 30-Day Sweep to multi-month plans built for lasting results, matched to your timeline and goal.

Explore credit repair
Step two

Funding

HELOCs, business lines, term loans, and 0% credit-card stacking — matched to your profile the moment your repaired credit is approval-ready.

Explore funding
Credit repair

Attorney-backed dispute programs

We pull all three bureaus, flag what's holding you down, and formally challenge anything inaccurate, outdated, or unverifiable — then you watch it clear, item by item, in your portal.

  • Standard Credit Repair~4 mo
    $1,500
  • 30-Day Sweep~30 days
    $2,500
A client reviewing her credit progress on a laptop

Disputes filed

Example

All 3 bureaus

Tracked item by item
A confident small-business owner in their studio
Funding

Credit ready? Capital opens up.

Once your profile is approval-ready, we match you to the capital that actually fits — for the home, the vehicle, or the next move in your business.

HELOC

High

Home equity line of credit for homeowners with equity. Lowest-rate options.

Hard Money

Medium

Fast bridge financing for real-estate investors. Asset-based, not credit-based.

Private Money

Medium

Relationship-based lending for off-market deals. Faster and more flexible than institutional.

Cash Out Refi

Medium

Pull equity out of an existing property via refinance.

Short Term Working Capital

High

Emergency capital for payroll or a cash-flow gap. The fastest product.

Line of Credit

Medium

Revolving access to capital for businesses with ongoing needs.

Term Loan

Medium

Fixed repayment schedule for equipment, expansion, or acquisition.

Credit Card Stacking

High

0% intro APR cards stacked across issuers. No income verification. Requires 680+ and a clean profile.

Revenue-Based / MCA

Medium

Repayment tied to monthly revenue, not credit. Requires $10K+/mo revenue.

SBA Loan

Medium

For established businesses (3+ yrs, $1M+ gross, CPA P&L). Longest timeline, best rates.

Repair earns the score. The score earns the funding. One team runs both halves — so you never get handed off and stranded mid-deal.
The Capova path — credit to capital

Attorney-backed dispute methods · CROA-compliant · No guaranteed outcomes · Results vary

Take the first step toward your approval

Free consultation, no obligation — attorney-backed disputes.