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Two professionals shaking hands on a referral
Partner Program · Nationwide

The clients you turn down, handed back ready to close.

When credit kills a deal, don't watch it walk out the door. Hand the client to Capova Capital — we repair their credit under your brand, you both track it live, and the moment they're loan-ready they're back on your desk to close.

No cost to join You keep your client Handed back loan-ready Your data is never sold

Built for the people who already have the clients

Mortgage BrokersAuto DealersReal Estate AgentsInsurance AgentsFinancial CoachesTax PreparersMortgage BrokersAuto DealersReal Estate AgentsInsurance AgentsFinancial CoachesTax Preparers
The referral loop

A dead deal goes out. A loan-ready client comes back.

You don't lose the client and you don't do the credit work. Hand them off, watch the progress, and get them back — improved and ready to sign.

  1. 01

    You refer

    A client gets denied over credit — you hand them to Capova in one tap. A warm intro under your name, not a lost deal walking out the door.

  2. 02

    They’re taken care of

    They land on a polished, Capova-branded intake tied to your referral — and feel looked after from the very first click. That reflects on you.

  3. 03

    You both watch it live

    You and your client see real credit progress in real time. Total transparency — no black box, no chasing anyone for an update.

  4. 04The payoff

    Sent back ready

    The moment they’re loan-ready, you’re pinged to close the deal you’d already written off. The client comes back to you — improved and motivated.

You don't take their client — you return them improved, with a deal the partner had already written off. That last step is the whole trick.
The Capova Referral Engine
It runs both ways

You send us clients. We send you deals.

Most referral programs are a one-way street. This isn't. When a client we're working becomes a fit for what you do — a homeowner ready to refinance, a buyer cleared to finance — Zayn hands them straight to you, right inside your portal. The relationship pays you back.

Deals land in your portal

A new “Sent to you by Capova” tab fills with warm referrals we hand back — the person, the context, and a one-tap call, text, or email.

They’re yours to close

Every one is your own deal on your own transaction. No fee changes hands, ever — it’s the relationship running both directions.

The more you send, the more comes back

The clients you couldn’t approve come back loan-ready — and the ones we work who fit your book get sent your way. Everybody wins.

Referrals we send are relationship-building, never a paid referral fee.

Your reputation, protected

Hand your client to a team that makes you look good

When you refer someone, your name is on it. Capova is built so the experience reflects on you the way you'd want — premium, transparent, and handled.

Your name, a premium experience

The client you send gets a branded, white-glove process end to end. It looks like an extension of you — not a hand-off to a stranger.

Nothing happens in a black box

You and your client see the same live progress the whole way. You come across organized, transparent, and in control.

Vouch for a name people trust

Attorney-backed programs and a transparent, white-glove process. You’re not gambling your reputation on an unknown.

You keep the relationship

We never take your client. We return them loan-ready — so the deal, and the credit, comes back to you.

A Capova partner reviewing a client's live credit progress

Maria L. · your referral

Example

Loan-ready

Ready for you to close

We never sell your data — or your clients'.

No lists, no lead resale, no sharing with third parties for their own marketing. The people you refer are used for exactly one thing: getting your client loan-ready and back on your desk. Every contact is consent-gated and handled under our Privacy Policy.

10+
Local areas served
10
Funding products
All 3
Credit bureaus disputed
Free
Initial consultation
What we handle

Two services. One link. Your client, handled end to end.

Send the buyer credit just killed. We take it from intake to loan-ready, then line up the capital — so they come back able to close.

Reviewing a client's credit and finances
Credit Repair

Attorney-backed dispute programs — from an aggressive 30-day sweep to multi-month plans that build lasting results, so your client comes back able to qualify.

  • Standard Credit Repair~4 mo
  • 30-Day Sweep~30 days
Closing a funding deal with a client
Funding

HELOCs, credit-card stacking, lines of credit, term loans, and business funding — matched to each client's profile when they need capital, not just a score.

  • HELOC
  • Hard Money
  • Private Money
  • Cash Out Refi
  • Short Term Working Capital
  • Line of Credit
  • Term Loan
  • Credit Card Stacking
  • Revenue-Based / MCA
  • SBA Loan
Your call

Do as little or as much as you want

Every path runs on the same tracked link and ends the same way — your client back on your desk, loan-ready. You just choose how hands-on you are.

01Hands-off

Just send the link

Drop your tracked link and get back to work. We onboard, repair, and keep your client warm — then hand them back to you ready to close.

02Stay looped in

Warm handoff

Make the intro and step back. Our team takes the conversation, you stay looped in on live status, and you step in to close when they’re ready.

03Most hands-on

Run it yourself

Want to own the conversation? Use our battle-tested scripts and resources while we handle all the credit work behind the scenes.

A Capova partner reviewing their referral dashboard
Example

3 in progress

1 ready to close
A real dashboard

See every client move — without chasing anyone

The moment a client clicks your link, they're attributed to you. Watch each one move from intake to loan-ready, and get pinged the second a deal is yours to close again.

  • Your own tracked referral link + QR — share it anywhere
  • Live status on every client from intake to loan-ready
  • A “ready to close” alert the moment we hand one back
  • A full consent & audit trail on everything — compliant by design
Questions

Everything you'd ask before you share a link

No catch, no fees, and you never lose your client. Here's the straight version.

No — the opposite. We never take your client. We repair their credit behind your brand, keep you in the loop the whole way, and send them straight back to you the moment they’re loan-ready so you can close the deal.

The deal you wrote off, back on your desk.

It's free to join and takes minutes. Get your branded portal and tracked link today — and stop letting credit cost you closings.

Referral Partner Program — Get Denied Clients Back Loan-Ready | Capova Capital · Capova Capital