Capova CapitalResources

The things owners google at 2am.

Written by the desk that actually underwrites these files. No gated PDFs, no lead-capture wall — the whole answer is on the page.

MCA payoff

How to get out of a merchant cash advance

Six real ways out of an MCA — payoff discounts, consolidation, refinancing into a HELOC, reconciliation, settlement, and restructuring — and how to tell which one fits your business.

9 min read
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Cost comparison

Business HELOC vs. merchant cash advance: the real cost

Factor rates are not interest rates. A side-by-side look at how an advance and an equity line actually price out, what each does to cash flow, and when the advance is still the right call.

7 min read
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Business HELOC

How a business-purpose HELOC actually works

What separates a business-purpose HELOC from a consumer one, how lien position and debt-to-income drive approval, and how income is verified through a bank connection.

6 min read
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Home equity for business

Can you use a HELOC for business?

Yes. Two ways to do it — a regular consumer HELOC or a business purpose HELOC built for it — how they differ, and which one fits a self-employed owner.

6 min read
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Requirements

Business HELOC requirements: the complete checklist

Every requirement for a business purpose HELOC in one list: business purpose, title, debt-to-income, combined loan-to-value, credit, income verification, insurance, and what to have ready.

5 min read
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Comparison

Business HELOC vs. SBA loan vs. business line of credit

How the three most common ways to fund a small business compare on speed, paperwork, collateral, cost, and who actually qualifies — and when each one is the right call.

7 min read
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Title

Can you get a HELOC if your house is in an LLC?

Most HELOC programs, including business purpose HELOCs, need the home titled in your personal name. Here is how the quit-claim deed works and how to do it without stalling your file.

4 min read
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Choosing a lender

How to choose a business purpose HELOC lender

Eight questions to ask any business purpose HELOC lender or broker before you apply — about credit pulls, income verification, appraisal, funding, redraw, and who actually reads your file.

5 min read
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